By Alisa Battaglia
“Where there is demand, supply will appear.”
Abiding by these spiritual Laws and their underlying principles gives you the leverage to change the circumstances in your life so that you may live in peace, abundance and prosperity.
Law of No Judgments: Make Peace with Your Financial Past. Examine your relationship with money. Be Conscious of Your Judgments. What is your attitude surrounding money? What is your money history? Writing uncensored in a journal about your past actions with money, no matter what it is, will help you make peace with it so that you can move forward. Understanding your emotional patterns with money will help you see through the money illusion and to recognize the real value of money. It’s really very simple to get clear around money: Just wish for others what you would wish for yourself!
Law of Faith: Ask Divine Providence the all-provider for Help. Look to Providence and give your trust over to all provision, a.k.a. Spirit, God, Source is intimately involved in all aspects of life, and finances are no exception. Receive graciously. Clearing up debt is about learning to trust yourself and Providence. Address your request to God, let go, and joyfully expect an answer. Give thanks every day and listen within: You’ll be guided if there are actions to take.
Law of Discipline: Improve Money Management Skills. Learn to manage money before it manages you. Distinguish between wants and needs. Learn self-discipline and self-restraint in money matters. Such conduct can be more important than courses in accounting. Couples show genuine maturity when they think of their partners and their families ahead of their own spending impulses.
Law of Responsibility: Live Within your means. In partnership, one should ask of the other, “Does he/she know how to live within his/her means?” These are more important questions than “Can he/she earn a self sustainable income?” New attitudes and relationships toward money should be developed constantly by all couples.
Law of Balance: Reduce & Recalibrate. Use a budget to get out of debt and stay out of debt. Budgeting is a plan that helps you make the best use of your income and savings. Avoid finance charges except for homes, education, and other vital investments. Buy consumer durables with cash. Avoid installment credit and be careful with using credit cards. They are principally for convenience and not used carelessly or recklessly. Buy used items until you have saved sufficient money to purchase quality new items.
Law of the Present Moment: Be aware of where your money goes. You can’t reduce spending without knowing how you spend, so the first step is to track your spending. Keep tabs with a money diary or a software program that does the tracking of all the purchases you make (gather all your receipts for a month). Once you have this short history, you will see clearly where your dollars and cents go. Then you can ask yourself: What do I really value? Cut expenses that are not necessary or important—you can add them back later if need be, but at least give yourself a trial period of simplicity.
Law of Flexibility: The Money Current. One word for money is currency; it comes from the word current, which means flow. There are two major modes for dealing with money in life: circulation and congestion. Circulation or letting money out is paying bills, tithing, giving to charity, and so on. Congestion or keeping money in, is hoarding, being stingy. When you congest around money, the flow stops. Money, by its nature, flows. Picture yourself and your money in the flow. Another way to see this flow factor is through the cost of giving and receiving. This is reciprocal exchange! The cost of giving is receiving. Conversely, the cost of receiving is giving, even to your self. You do not need to have a lot of money in order to give to yourself or others. Ask yourself, Where am I wealthy? Start your giving there. For instance, do you have extra time, extra money, or talent? Give those. The feelings associated with genuine joyous giving are to be cultivated. In this wondrous cycle, we all can participate in all of its phases at all times. Share the wealth. Wealth attracts wealth!
Law of Action: Teach children by example the vital principles of provident living – how to manage money and avoid debt while they are young. Teach early on the importance of working and earning. It is basic to personal welfare. One of the greatest favors parents can do for their children is to teach them to work. Much has been said over the years about children and monthly allowances, and opinions and recommendations vary greatly. I believe that children should earn their money needs through service and appropriate chores. I think it is unfortunate for a child to grow up in a home where the seed is planted in the child’s mind that there is a family money tree that automatically drops “green stuff” once a week or once a month. Teach family members that paying financial obligations promptly is part of integrity and honesty development.
Law of Choices: Make self-education a continuing process. This includes trade schools. Use night school and correspondence classes to further prepare. Have your hands in many pots. With today’s trend of heavy worldwide unemployment, you may wish to acquire a special skill or ability in a few areas to avoid prolonged unemployment. Perhaps you wish to start a non-profit organization to serve the world in some way. If you want to be spiritual in your finances, take a few minutes and consider the causes that are closest to your heart. Set your intention for manifestation. Why do you want to acquire new skills? It doesn’t matter what it is as long as you intend the highest good for all. Impress your intention, share it with God through prayer, and listen for guidance.
Law of Expectations: Have a long-range financial plan. Save and invest a specific percent of your income.
Law of Patterns: Strive to understand and cope with existing inflation. Most wage earners today have less purchasing power than they did in 1973. To some degree, inflation is probably going to be with us for a long time. Realize that you are living in a new era of higher prices and less abundant energy.
Law of Perfection: Appropriately involve yourself in a food storage program. Accumulate your basic supplies in a systematic and an orderly way. Avoid going into debt for these purposes. Beware of unwise promotional schemes.
Law of Higher Will: Appropriately involve yourself in a preventative health insurance program. In today’s world, health insurance is costly and subject to chemical treatments only. Big business along with corporate government usurps natural health options leaves the majority with few alternatives. The best insurance program with or without health insurance is preventative care. Fasting and detoxification takes care of your body-mind followed with nourishing foods and attitudes. As a precautionary, you may wish to take out hospitalization insurance in case of an accident. If you cannot afford traditional insurance, visit your Doctor or health clinic annually or subscribe to a natural Doctor’s concierge service as an alternative. Self-pay patients receive discounts and clinics charge a nominal fee. Never leave a health problem unchecked or untreated.
Law of Honesty: Be honest in all financial affairs. The ideal of integrity will never go out of style. It applies to all we do. Pay your debts. Remember that debt is trust. Someone or some company trusted that you would be good for the money. Be grateful that you can pay your bills. Bless Your Money. It is holding “gratitude” for the money you have that creates more money. Give thanks for the service you received, and pray that you and your loved ones may continue to enjoy what each bill represents. Send the same blessing to those who helped provide for you.